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          Student Loans & Refinancing

          Get the help you need to pay for your education.

          Student Loans to Fit Your Life — and Budget

          3 Reasons to Choose Citizens Bank


          • Easy - One approval for multiple years


            Multi-year approval*

            Apply once — with one application — and get the money you need every year, quickly and easily.

          • Flexible - Payments on your schedule


            Payments on your schedule

            Choose how and when you want to pay with options to make full (principal and interest) or interest-only payments in school. Students have the option to defer payments until after graduation.

          • Affordable - Competitive rates and fees


            Competitive rates and fees

            Reduce your competitive rates by 0.50%1 with our loyalty and auto payment discounts plus save with no application, origination, or disbursement fees.

          Questions? Ask a Citizen.
          Questions? Ask a Citizen.

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